October CRU: Consumer Confidence, Wealth, and What’s Ahead

October CRU: Consumer Confidence, Wealth, and What’s Ahead “Conversations with clients …” is an informal communication from one of our participating money managers, Jason Thomas, PhD, CFA, CEO of Portfolio Design Labs. As we approach the midterm elections, voters are unhappy. Overall consumer prices rose 3.7 percent last month from a year ago, driven largely … Read

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Family playing a board game together, enjoying quality time and illustrating the value of finding ways to buy back your time.

Episode 138 – Can Money Actually Buy You More Time?

https://youtu.be/Cpe3j0q7cP0 What would you do with an extra hour in your day? For Jeremiah and Laura, finding ways to buy back your time isn’t necessarily about getting more work done. Sometimes it’s about playing chess with their kids, being fully present at a soccer game, or simply having enough space at the end of the day for a … Watch

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Episode 137 – Saving for Retirement Is Only Half the Problem

https://youtu.be/thHIIzr6XyY For generations, retirement looked pretty simple: work for the same company, earn a pension, and receive a steady paycheck after you retired. Today, the responsibility looks very different. 401(k)s have created more flexibility, but they’ve also left many people wondering: Have I saved enough, and how do I turn what I’ve accumulated into income? … Watch

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Episode 136 – The Financial Checklist You’ve Been Putting Off

https://youtu.be/u6ZsWh-SRjg Some parts of your financial plan are easy to put off because nothing seems wrong today. But just like a small leak at home, the things you ignore can become much more important when life changes. In this episode, Jeremiah and Laura walk through some of the financial maintenance that can be easy to … Watch

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Episode 135 – Would You Let AI Make Your Financial Decisions?

https://youtu.be/2aC2yZCgMSQ AI can answer financial questions in seconds. But should you trust it to help make decisions about your money? In this episode of Building Wealthy Habits, we explore where AI can be useful in your financial life and where context, judgment, and human relationships still matter. From budgeting and research to retirement and major … Watch

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September CRU: Markets, Machines, & the Race to Stay Ahead

September CRU: Markets, Machines, & the Race to Stay Ahead “Conversations with clients …” is an informal communication from one of our participating money managers, Jason Thomas, PhD, CFA, CEO of Portfolio Design Labs. Being an investor hasn’t been much fun lately. After a very challenging July, August looked to be strong again … for … Read

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Episode 134 – Should You Buy a Business or Start Your Own?

https://youtu.be/1OoyL2o8AgA Starting a business from scratch isn’t the only path to entrepreneurship. Buying an existing business can give you a head start, but it comes with its own financial considerations.  In this episode, Jeremiah and Laura explore what to consider when choosing between buying a business and building one yourself, including cash flow, valuation, financing, personal risk, and the … Watch

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Episode 133 – Is Being Debt-Free Always the Right Goal for Business Owners? 

https://youtu.be/QIggQIr0804 For business owners, being debt-free may sound like the ultimate goal. But as a business grows, financing can become one of many factors to evaluate when considering a new opportunity.  In this episode, Jeremiah and Laura explore how business owners can think about debt within a larger financial plan. From acquisitions and commercial real … Watch

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Episode 132 – Inflation & Interest Rates: What Do They Mean for Your Financial Plan?

https://youtu.be/PuFthooRsJc Inflation and interest rates are constantly making headlines, but what do they actually mean for your financial plan? In this episode, Jeremiah and Laura put today’s economic environment into perspective and discuss how changing rates can affect decisions around retirement, borrowing, investing, and cash. More importantly, they explore why a strong financial plan should … Watch

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Episode 130 – What Does a Financial Advisor Actually Do All Year?

https://youtu.be/cbEhIzDveQs Financial planning should be more than an annual meeting or a conversation about investments. This episode explores what an ongoing relationship with a financial advisor can look like and why the work between major financial decisions matters. From preparing for what is ahead to having someone who already understands your bigger picture, a strong … Watch

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